What is Obiemoney?

Obiemoney is a financial literacy app that manages your money for you and provides personalised, step-by-step guidance through each stage of your money journey.

Obiemoney displays all of your money in a single location. Income, expenses, emergency funds, debt, savings, investments, insurance, superannuation, estate planning - all of it!

With everything in one place and easy to follow, Obiemoney teaches you how to streamline your finances and simplify your decision making to stay on top of your money and reach your goals, no matter what your individual situation.

Our unique approach allows you to make the most of the money you have today, by teaching you how to make empowered, educated decisions you can bank on tomorrow.

How it Works

Our three-stage approach
to building wealth

At the heart of Obiemoney lies a powerful yet simple philosophy: true financial wellbeing comes from balancing immediate needs, growth opportunities, and long-term security.

As shown in our diagram, these three stages aren't separate paths – they work together, overlapping to create your unique journey to wealth. At the center is you, supported by all three elements working in harmony. Whether you're just starting out or well on your way, Obiemoney adapts to meet you where you are and guides you forward.

STAGE 1
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Optimise

Start strong by getting your foundations right.
This stage helps you create a realistic budget, build your safety net, tackle debt strategically, and develop smart saving habits. Think of it as clearing the path to your financial future – dealing with what's holding you back while setting up systems that make saving automatic and stress-free.

STAGE 2
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Maximise

With your foundations secure, it's time to grow.
The Maximise stage focuses on building your assets and making your money work harder for you. Whether through smart investments, superannuation optimisation, or exploring new income streams, Obie helps you identify and seize opportunities that align with your goals vs risk comfort level.

STAGE 3
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Protect

Building wealth is important, but keeping it safe is crucial.
The Protect stage helps safeguard your financial future through smart insurance choices, estate planning, and asset protection strategies. We help you identify potential risks and put appropriate safeguards in place, ensuring that what you're building today remains secure for tomorrow.

What customers are saying

  • “This is actually much easier to use than the excel sheet I currently use. I love that it gives me a guide and breaks down my salary and shows me what it should go towards.”

  • “Obiemoney is a nice, easy visual tool and very user friendly.  It showed me that I am currently on track and the allocated saving amount is exactly what I am currently saving!”

  • “It’s convenient to have everything on one page and helps me understand time frames with regards to savings goals and the impact of paying off my debt sooner.”

  • “It was helpful to consider an emergency fund in addition to standard savings.  I hated dipping into my savings for an unexpected bill. I feel much better having money aside for those emergencies!”

  • “I like how it tells me the date that I will reach my savings goals based on how much I am putting away - made it a lot easier than calculating it myself!”

Curious? Be one of the first to use Obiemoney.

Obiemoney will shortly be released in Beta. For a limited time you can purchase an Early Lifetime Access subscription. This will only be available until the next phase is launched!

Join the waitlist today and we’ll let you know when you can sign up
for a lifetime access to Obiemoney at the lowest price it will ever be.